Ms. Lincy P. T., Assistant Professor at Xime, Kochi has done MBA in Finance and Marketing from School of Management and Business Studies, M. G. University and also done M.Com in Finance. She started her career in ICICI Bank and acquired exposure in financial services. She has more than ten years of experience which includes both Industry and Academics. She is presented a number of papers in National and International Seminars and also published articles in the reputed journals. Her area of interest includes Financial Accounting, Cost and Management Accounting, Financial Services, Financial Market, Security Analysis and Portfolio Management.